Supply of Housing Lags Behind the Demand

Housing Supply

If you are like most buyers you wonder about where the houses are for sale in today’s tight market; it can become a major headache for those seeking to purchase a home. There has been an increase in buyer demand, and the available supply for purchase has fallen behind. The number of new housing permits […]

Mortgage Rates at Three Year Low

Mortgage Rates 3 Year Low

Rates for a 30-year fixed mortgage recently dropped to a three year low according to Freddie Mac. The company says that a 30-year fixed-rate mortgage had an average of 3.55% for the third week of August 2019; down almost a percentage point from the same period a year earlier. There has been an obvious stimulation […]

Understanding PMI on a Mortgage

Understanding PMI

You may have heard the term PMI as you have been shopping around for a mortgage, but don’t know what it means or how it affects you. Not to worry, let’s take a more in-depth look at what a PMI is and how it can impact your chances of getting a mortgage. What is Private […]

Existing Home Sales Have Year-Over-Year Increase

Existing Home Sales Have Year-Over-Year Increase

Sales of existing homes went up in July by 2.5% over June and had the first year-over-year increase in more than a year reports the National Association of Realtors. Due to historically low-interest rates and low mortgage rates, home sales have increased this summer.  The sales have increased despite some indications that the economy as […]

Is the Time Right to Refinance Your Home?

Is the Time Right to Refinance Your Home?

With the recent drop in interest rates you, like many homeowners, wonder if the time is right to refinance. In order to determine if refinancing your home is the best choice, you should begin by asking yourself these questions: What is Your Goal in Refinancing? There are several good reasons to refinance, but these are […]

Waiting to Purchase a Home May Cost You

Waiting to Purchase a Home May Cost You

It may seem you are being prudent in waiting to purchase a home, but in fact, you may be hurting yourself financially. Often when you wait to see if rates will decrease, they do the opposite. Which means that if you were to wait to buy a home, it would take additional funds to purchase […]

Jonathan K. Davis Named to the USF College of Business Advisory Board

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Areas of Expertise Digital Marketing Strategy Understanding the Customer Experience Jonathan K. Davis is a Lakeland native who works as an area sales manager and mortgage loan officer with Fluxx Funding Home Loans. He loves working in his hometown and helping many of the people that he grew up with to achieve the goal of […]

What You Should Know Before You Apply for an Online Mortgage

Online mortgage application

You’ve probably seen an advertisement for an online mortgage and are considering using one of the online services to get a mortgage. While it’s true that online mortgages are growing in popularity, there are some things the public at large does not understand about them. Here are some things that you need to know before […]

In 2019 the Home Buying Experience is Easier Than Ever

Online mortgage application

Once a stress-inducing event, financing a house has become significantly less stressful. While still a significant purchase, financing a home has been made simpler by a host of online options. From online mortgage lenders to the ease that you can research rates, the dread-inducing mortgage application process is a thing of the past. Today, you […]

Don’t Wait to Purchase a Tampa Home

Don't Wait to Purchase a Tampa Home

If you are one of the thousands of people considering purchasing a home in the Tampa Bay area, you may be wondering if now is a good time. Would next year be better? Are you a Millennial who’s tired of renting, but you don’t know if it’s the right time to buy? Here are some […]

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