New Mortgage Landscape: FHA Loans Your Golden Ticket?
Understanding Loan-Level Pricing Adjustments (LLPAs) Have you ever found yourself wondering why some folks get better mortgage rates than others? The secret often lies in something called Loan-Level Pricing Adjustments, or LLPAs. But don’t let this financial jargon throw you off, stay with me, I promise, it’s simpler than it sounds. Think of LLPAs as […]
Waiting to Purchase a Home May Cost You
It may seem you are being prudent in waiting to purchase a home, but in fact, you may be hurting yourself financially. Often when you wait to see if rates will decrease, they do the opposite. Which means that if you were to wait to buy a home, it would take additional funds to purchase […]
What You Should Know Before You Apply for an Online Mortgage
You’ve probably seen an advertisement for an online mortgage and are considering using one of the online services to get a mortgage. While it’s true that online mortgages are growing in popularity, there are some things the public at large does not understand about them. Here are some things that you need to know before […]
In 2019 the Home Buying Experience is Easier Than Ever
Once a stress-inducing event, financing a house has become significantly less stressful. While still a significant purchase, financing a home has been made simpler by a host of online options. From online mortgage lenders to the ease that you can research rates, the dread-inducing mortgage application process is a thing of the past. Today, you […]
Don’t Wait to Purchase a Tampa Home
If you are one of the thousands of people considering purchasing a home in the Tampa Bay area, you may be wondering if now is a good time. Would next year be better? Are you a Millennial who’s tired of renting, but you don’t know if it’s the right time to buy? Here are some […]
Wealth Building for Your Family in Tampa
You may have a savings account, 401K at work, a mutual fund, and some company profit sharing, in order to build up your family’s financial future. While investing and saving are wise practices that can pay off in the long run, there is another way to build wealth. Asset building is a well-known time tested […]
Misconceptions About Buying a Home in Tampa
You may have been thinking about purchasing a home in Tampa, but you are worried that you won’t be able to meet the requirements. Like many people, you are under the two major misconceptions that keep you from buying a home. Let’s take a look at both of these perceived obstacles and why they really […]
How to Buy Your First Home in Just One Year
Owning your own home is a great feeling. In addition to the wider spaces and yard, you know it’s yours. You can do with it what you like (unless you are in a deed restricted area). It’s a once in a lifetime experience to go from renting to owning, but it can be confusing at […]
That Home You Have Always Wanted is Available in Tampa
Over the last decade, many “baby boomers” have become empty nesters. Their children have finally moved out of the family home giving them a chance to consider the home they live in and the one they have always dreamed of having; this goes along with a transformation in lifestyle that necessitates downsizing where they live. […]
Why You Should Stop Renting and Start Buying This Summer in Tampa Bay
Tampa Bay rent is becoming more expensive with each passing month. In some parts of the Tampa Bay Area, rent can be more costly than a monthly mortgage, with no equity to show in return. If you are a renter, why would you keep paying for something that you don’t own, with less space and […]