Asset-Based Lending
Asset-based lending services provide businesses with access to capital by leveraging their assets, such as accounts receivable, inventory, and equipment, as collateral. With flexible financing solutions tailored to the unique needs of each client, asset-based lending offers a strategic approach to fuel growth and optimize cash flow.
What Is Asset Based Lending?
Asset-based lending, a form of business financing, involves securing the agreement with collateral or assets. These arrangements can result in either a loan or a line of credit for the borrower.
The collateral for asset-based lending extends beyond real estate, encompassing more liquid assets such as receivables, inventory, purchase orders, and sometimes equipment. Leveraging one or more of these assets can secure a loan or an ongoing line of credit for your business.
Unlike traditional financing options, asset-based lending offers accessibility even with a low credit score or no credit history. Qualification relies on the value of your receivables, inventory, or other assets rather than conventional criteria.
Asset-based lines of credit and loans enable immediate access to the value of your liquid assets. This eliminates the waiting period for payments and provides working capital to cover expenses like growth, expansion, additional inventory purchases, and more.
What Do You Need to Qualify?
- $500,000 in Current Receivables
- Assets or Collateral
How It Works
Unlock the capital needed to realize your full potential with just a few clicks.
1. Apply Securely Within Minutes
Navigate our streamlined application process in minutes and securely upload your business documents with no risk involved.
2. Review Your Offers
Evaluate your offers with the guidance of our expert team and choose the most suitable option tailored to your unique circumstances.
3. Get Funded
With your money in hand, you can take advantage of opportunities and tackle challenges with confidence.